Lynch is actually only in the second year of a 4 year contract. That doesn't mean that Seattle will surely keep him next season, but his cap hit actually goes down next season, even when you include the roster bonus.
(
http://www.spotrac.com/nfl/seattle-seahawks/marshawn-lynch/)
With that said, I would still have to say that Michael's potential is as high as anyone out there. But I think he won't really get a chance to pay off until 2015. That doesn't mean he won't be a backup next year and get some touches. (I'm thinking a lot like C.J. Spiller from 2011.) I don't think your RB's look terribly weak, but if want a spot starter for this year or next, stick with Brown. But I would roll the dice with Michael as long as it isn't too costly to keep him in whatever format you use.